Lifetime      UNIVERSAL       Life Insurance

IT'S THE RIGHT FIT IF:

• You are now focusing on leaving an inheritance to help assure your legacy is preserved, without affecting your retirement plans
• You’re willing to wait for an evaluation to get the best price
• You prefer to buy with the guidance of a life insurance agent

EXPLORE OUR OTHER OPTIONS IF:

• You desire a policy that builds higher cash values. Try Accumulator Universal Life instead
• You want coverage that lasts for a specific period of time. Try Traditional Term Life instead

PRICE FACTORS

• Premiums are guaranteed, and will not change even if interest rates do
• This insurance is underwritten, so we may be able to offer a better price depending on your health and other factors
• Customizable coverage amounts
• Like most life insurance rates, they will go up as you get older or your health declines, apply now for the best rates
• The Accelerated Death Benefit allows you to take up to a 50% payout if you are diagnosed with less than a year to live
• Personalize your policy with optional riders

Riders add additional benefits to further customize a policy for an additional cost

CHILD TERM

Add up to $20,000 of life insurance protection per child

DISABILITY WAIVER OF PREMIUM

Allows you to stop paying your premiums if you become disabled, without losing your policy

ACCIDENTAL DEATH

Provides an additional payment of up to $150,000 to your beneficiary should you die in a covered accident