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PLATINUM Bonus Annuity^®

Contribute as much, or as little as you want
Accumulate earnings over a longer term to help with retirement
Receive a first-year interest bonus and a guaranteed interest rate for 12 months

Product Fact Sheet

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Is the Platinum Bonus Annuity^® Right for You?

IT'S THE RIGHT FIT IF:

Saving for retirement is your primary goal
You want a stable investment option to grow your retirement savings, tax-deferred¹
You want to contribute to your retirement savings over time, on a schedule that works for you
You’d rather grow your earnings tax-free now and the pay tax when you use your savings

EXPLORE OUR OTHER OPTIONS IF:

You’re already retired and looking for an annuity that will provide income right away. Try our Guaranteed Income Annuity instead
You’ve been saving for retirement and have a one-time lump sum you want to contribute right away. Try our EliteGuarantee Deferred Annuity instead
You are interested in life insurance coverage. Try Traditional Term Life instead

How Does This Annuity Work?

Start your annuity with as little as $3,000
Earn a competitive interest rate over the longer term, typically five years or more
Have access to your funds with the ability to take a withdrawal of up to 10% of the accumulated value once per contract year
Interest rate is guaranteed for the first 12 months, with additional first-year bonus interest
Add new premiums at any time

Why a Deferred Annuity for Your Retirement Savings?

You earn interest on the money you put in, and on the interest it earns—so your savings accumulate faster
You won’t pay taxes during the growth period on your accrued earnings until you take money out
Interest rates are competitive and are a good option for those focused on further growth
Earn no less than 1.00%—guaranteed! Your annuity will never earn less than that minimum rate—no matter how the financial market fluctuates
Your savings are accessible. After the first year, you’ll be able to take one withdrawal per year of up to 10% against your deferred annuity without a withdrawal charge²
If your investment strategy changes, you can roll your funds into another investment vehicle

Save with a Deferred Annuity

Deferred annuities are specially designed for retirement saving. While both of AAA Life’s deferred annuities offer guarantees, you can choose which one is right for you based on your goals and objectives for saving.

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Platinum Bonus Deferred Annuity
Fact Sheet

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